Because I get a crazy amount of credit card offers in the mail.
But But But...I thought credit was impossible to get these days? I thought it was all dried up!
My credit can't be *that* great. I've been late on bills. We have several loans, though I do try to pay them on time. I did pay off my car loan last year.
What is with all the junk mail? It hasn't gone up in volume in the last few months. It's pretty much the same as it was BEFORE the "crisis".
Of course, not being an idiot, I don't apply for credit cards. I have two that I use. One for gasoline and the other for everything else as long as I can pay it off with cash.
So where is my bailout?
Oh that's right...we were responsible and didn't take out too much credit. So we don't qualify.